Start investing early or start now -- Know what you'll need -- Savings on steroids : use a 401(k) and an IRA -- An IRA : every American's treasure trove -- IRA decisions : how to start and where to go -- Why the stock market isn't a roulette wheel -- What's a mutual fund? -- Making sense of wacky mutual fund names -- Know your mutual fund manager's job -- The only way that works : asset allocation -- Do this -- How to pick mutual funds : bargain shop -- Index funds : get what you pay for -- Simple does it : no-brainer investing with target-date funds -- Do you need a financial adviser?
